In a climate defined by economic uncertainty, regulatory change, and rising costs, UK businesses are under increasing pressure to maintain growth while managing financial risk. From inflation and high interest rates to shifting employer obligations, today’s challenges are reshaping how organisations are approaching cashflow, credit management, and risk resilience.

To uncover how businesses are navigating these conditions, Marsh surveyed 500 finance directors and 500 sales leaders across a range of sectors. The findings from this research are compiled in their latest Trade Credit report, titled, The balancing act: How UK businesses are fuelling growth and navigating risk in uncertain times.

How trade credit insurance works

Protect your business from the effects of non-payment from your customers trading on credit terms. Trade credit insurance helps protect you if customers fail to pay for goods or services provided on a credit basis (where the buyer pays at an agreed future date), usually due to insolvency or lack of funds.

Marsh recommend it for any business dealing on credit terms – whether you are supplying goods, providing services, or operating in a contracting environment with unfamiliar customers or export markets.

Benefits of trade credit insurance

• Supports growth by safeguarding cash flow.
• Helps unlock access to financing.
• Enables you to trade with confidence.
• Optimises your business’s working capital.
• Protects one of the most important assets on your balance sheet.
• Your business gets paid if your customers/buyers become insolvent while owing you money.

Want a copy of the report? Need expert advice?

Contact Beth Keeling to request your copy of the Marsh UK Trade Credit report, or for help in navigating trade credit insurance.